A two-bedroom property in Fort Lee, New Jersey, offers beautiful Hudson River views, a private entrance, swimming pools, and resort-style amenities at an asking price that may surprise many homebuyers.
For people dreaming of living near New York City, finding a property with attractive views, comfortable living space, and access to luxury amenities can often come with a substantial price tag.
However, a residential property currently listed in Fort Lee, New Jersey, is attracting attention for a different reason.
Located at 4 Horizon Road, Apartment G18, this two-bedroom, two-bathroom residence is advertised for just $154,900.
The property offers a combination of townhome-style living, scenic surroundings, and access to several community amenities.
Its location near the Hudson River and the George Washington Bridge adds another interesting element for those searching for a home in northern New Jersey.
But while the asking price may appear surprisingly affordable, there are several important financial details that prospective buyers should understand.
A Unique Three-Level Home With a Private Entrance
Unlike a traditional apartment, this property features a three-level split design that gives it the appearance and functionality of a townhome.
The residence includes two bedrooms, two full bathrooms, a spacious kitchen, and a living and dining area.
One of its most distinctive features is the private entrance.
Residents can access the home without relying on elevators, something that may appeal to buyers who prefer a more independent living arrangement.
The property also includes a reserved parking space, identified as parking deck number 14, conveniently located near the entrance.
Inside, hardwood flooring and renovated bathrooms contribute to the home’s overall appearance.
According to the real estate listing, the bathrooms feature granite and Porcelanosa tile.
These details add a contemporary touch to the property while maintaining a practical layout for everyday living.
A Beautiful Balcony With Views of the Hudson River
Perhaps the most attractive feature of this residence is its connection to the surrounding landscape.
The property has both eastern and western exposure, allowing natural light to enter at different times throughout the day.
According to the listing, residents can experience sunrise over the Hudson River and sunset behind the surrounding skyline.
During certain seasons, the residence also offers views of the George Washington Bridge and New York City.
The living and dining area opens toward a wall of windows, creating a visual connection between the interior and outdoor surroundings.
A 24-foot balcony extends the living space outdoors.
Finished with wood-style tile and river rock accents, the balcony offers an inviting location for enjoying morning coffee, reading, or simply taking in the scenery.
For people who appreciate scenic surroundings, having access to views of the Hudson River and the New York City skyline can be an appealing feature.
Resort-Style Amenities Across 32 Landscaped Acres
The property is part of Horizon House, a residential cooperative community in Fort Lee.
The development occupies approximately 32 landscaped acres and provides residents with access to a variety of shared amenities.
According to the property listing, these include:
- Two outdoor swimming pools.
- Two tennis courts.
- A fitness center.
- A community room.
- Children’s play areas.
- A convenience store.
- 24-hour doorman service.
- Security services.
- On-site management and maintenance.
These facilities give residents opportunities for recreation without needing to travel far from home.
The swimming pools and tennis courts may be particularly attractive during warmer months, while the fitness center provides an additional option for year-round exercise.
The community’s landscaped grounds also help distinguish the property from residential buildings with more limited outdoor space.
Located in Fort Lee, Just Across the Hudson River From Manhattan
Fort Lee is situated in Bergen County, New Jersey, near the western entrance of the George Washington Bridge.
The borough is known for its proximity to Manhattan and its position along the Hudson River.
For people who work in New York City but prefer to live in New Jersey, Fort Lee offers another residential option within the broader metropolitan area.
The neighborhood surrounding Horizon House includes access to local shopping, restaurants, parks, and transportation.
Nearby educational institutions listed on Zillow include School No. 1, Lewis F. Cole Middle School, and Fort Lee High School.
Actual school assignments should always be confirmed with the local school district.
While the residence itself may appeal to those searching for a quieter setting, the surrounding area provides access to the commercial and recreational opportunities of northern New Jersey and New York City.
Originally Listed for $185,000, the Price Has Been Reduced
Another interesting aspect of this property is its recent listing history.
According to Zillow, the residence first appeared on the market on July 1, 2026, with an asking price of $185,000.
The price was subsequently reduced to $168,000 on August 25, 2026.
On September 18, 2026, the asking price dropped again to $154,900.
That represents a total reduction of $30,100 from the original asking price, or approximately 16.3%.
The current advertised price may attract buyers who are searching for properties near New York City at a lower initial purchase price.
However, the property’s ownership structure and monthly expenses are especially important considerations.
Why Is This New Jersey Property Listed for Only $154,900?
This is where the property becomes particularly interesting.
Although it looks and functions much like a townhome, Apartment G18 is classified as a stock cooperative, commonly known as a co-op.
Unlike purchasing a traditional single-family house or condominium, buying into a cooperative generally involves acquiring shares in the corporation that owns the residential property, together with the right to occupy a specific unit under a proprietary lease.
This ownership structure can involve different financing arrangements, monthly charges, and approval requirements.
According to the listing, the total monthly maintenance charge for this particular residence is approximately $2,761.52.
The advertised monthly maintenance covers several expenses, including utilities, taxes, building insurance, amenities, parking, and other cooperative-related costs.
The listing provides the following breakdown:
| Monthly Expense | Amount |
|---|---|
| Base maintenance | $1,221.47 |
| Taxes, utilities, underlying mortgage and insurance | $863.06 |
| Assessment | $506.25 |
| Parking | $79.20 |
| Cable and internet | $71.54 |
| Amenities | $20.00 |
| Total Monthly Charges | $2,761.52 |
These charges are separate from any personal mortgage payments a buyer may need to make.
For that reason, prospective buyers should evaluate the total monthly cost rather than focusing exclusively on the advertised purchase price.
The listing also notes that cooperative board approval is required.
It specifies a 4:1 income-to-debt ratio requirement and states that buyers making an all-cash purchase must have a minimum gross annual income of $132,000, assuming they have no other debt.
These financial requirements are important for anyone considering purchasing the property.
What Does $154,900 Buy in Fort Lee, New Jersey?
Despite the additional monthly expenses, the property offers several features that may interest buyers searching for a residence in the New York metropolitan area.
Here is a summary of the advertised specifications:
| Property Details | Information |
|---|---|
| Address | 4 Horizon Road, Apt G18, Fort Lee, NJ 07024 |
| Asking Price | $154,900 |
| Original Asking Price | $185,000 |
| Property Type | Stock Cooperative |
| Bedrooms | 2 |
| Bathrooms | 2 Full |
| Interior Layout | Three-Level Split |
| Private Entrance | Yes |
| Balcony | 24 Feet |
| Reserved Parking | 1 Space |
| Swimming Pools | 2 Community Pools |
| Tennis Courts | 2 |
| Fitness Center | Yes |
| Security | 24-Hour |
| Community Grounds | Approximately 32 Acres |
| Total Advertised Monthly Maintenance | $2,761.52 |
| MLS Number | 26023598 |
The property’s precise interior square footage is not provided in the Zillow listing.
A Different Kind of New Jersey Home
For buyers exploring the northern New Jersey housing market, Apartment G18 at Horizon House presents an interesting combination of features.
The private entrance and multi-level layout offer a living experience that differs from many conventional apartments.
The renovated bathrooms, spacious kitchen, balcony, and reserved parking add practical appeal.
Meanwhile, the surrounding community provides access to swimming pools, tennis courts, landscaped grounds, and other shared amenities.
Its proximity to the Hudson River and New York City makes the location another notable part of the listing.
However, prospective buyers should carefully consider the cooperative ownership structure, monthly maintenance expenses, financing options, and board approval requirements before making a decision.
The $154,900 asking price tells only part of the financial story.
For those who understand the associated costs and ownership conditions, this Fort Lee residence represents another example of the different housing options available near New York City.
Would you consider buying this New Jersey home for $154,900, knowing that the total monthly maintenance charges are approximately $2,762?
Original Source: Zillow – 4 Horizon Road, Apartment G18, Fort Lee, NJ