This 1,352-square-foot residential home, originally constructed in 1920, is located at 654 James St in Elkhart, Indiana. Delivering a classic early-20th-century footprint, the two-story home features a functional layout consisting of two bedrooms and two full bathrooms, presenting an entry-level opportunity for first-time buyers or real estate investors looking to build portfolio equity.

While the property is being sold strictly in its current as-is condition, several major capital improvements have already been addressed by the seller. The home features a newly installed roof system and brand-new energy-efficient replacement windows throughout the main envelope. These key updates protect the structure from seasonal weather elements and lower ongoing climate control costs, allowing the next owner to focus resources primarily on interior cosmetic customization and personalized trade finishes.
The residence occupies a low-maintenance 3,049-square-foot urban city lot, minimizing exterior landscaping upkeep. Geographically, the property is situated in an established Elkhart neighborhood, providing straightforward transit access to local employment hubs, community schools, retail shopping centers, and municipal parks.
📋 Property Specifications
💰 Price: $104,900
📍 Address: 654 James St, Elkhart, IN 46516
📐 Interior Size: 1,352 sqft
🌳 Lot Size: 3,049 sqft (0.07 Acres)
🛏️ Bedrooms: 2
🛁 Bathrooms: 2 Full
🏗️ Year Built: 1920
🛠️ Condition: Partially Updated / Sold As-Is
🔍 Key Features & Details Explained
🏛️ 1920s Architectural Framework: Built at the start of the 1920s, the 1,352-square-foot framing offers traditional room distributions and structural volume characteristic of early-century Midwest homes.
🏠 Brand-New Roof Installation: The property benefits from immediate structural protection with a newly installed roof layer, saving the purchaser from a high-cost capital expenditure down the road.
🪟 New Energy-Efficient Windows: The home’s old window units have been entirely replaced with modern dual-pane glass fixtures, significantly optimizing the building’s thermal envelope and natural lighting.
🛁 Dual Full-Bathroom Layout: Unlike many two-bedroom homes of this vintage that feature only a single or split bath, this layout provides two full bathroom facilities, maximizing convenience and tenant appeal.
🌱 Low-Maintenance Urban Lot: The compact 3,049-square-foot parcel is highly manageable, making it an ideal configuration for busy professionals or landlords seeking minimal exterior yard liability.
🏚️ As-Is Transaction Policy: The final sale excludes any further seller-funded renovations, repairs, or localized property disclosures, passing all remaining interior trade work directly over to the buyer.

Zillow link https://www.zillow.com/homedetails/654-James-St-Elkhart-IN-46516/50606211_zpid/
